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NO INSURANCE TICKET

Getting hit with a ticket for driving with no insurance in Ontario

Got a ticket for driving with no insurance in Ontario?

Operate Motor Vehicle - No Insurance carries one of the highest minimum fines under the Compulsory Automobile Insurance Act of Ontario. Left undefended, a conviction for an offence of driving with no insurance (leading to a ticket) will result in a $5000.00 fine plus a 25% Victim Fine Surcharge. Are you a ticket holder?

Impact of a no insurance ticket for driving with no insurance in Ontario:

Operate Motor Vehicle - No Insurance is an absolute liability offence, meaning it is up to you the defendant (and ticket holder) to prove that the vehicle was insured at the time the alleged offence of driving with no insurance (resulting in a ticket) occurred.

Got a ticket for driving with no insurance in Ontario?

Effect of a no insurance ticket for driving with no insurance in Ontario

Operate Motor Vehicle - No Insurance
Section 2 of the Compulsory Automobile Insurance Act concerning a no insurance ticket for driving with no insurance in Ontario reads as follow;

Impact of a no insurance ticket for driving with no insurance in Ontario :

Compulsory automobile insurance:

2. (1) Subject to the regulations, no owner or lessee of a motor vehicle shall,
(a) operate the motor vehicle; or
(b) cause or permit the motor vehicle to be operated,
on a highway unless the motor vehicle is insured under a contract of automobile insurance. 1994, c. 11, s. 383; 1996, c. 21, s. 50 (3).
Definition:
(2) For the purposes of subsection (1), where a permit for a motor vehicle has been issued under subsection 7 (7) of the Highway Traffic Act, "contract of automobile insurance", with respect to that motor vehicle, means a contract of automobile insurance made with an insurer. R.S.O. 1990, c. C.25, s. 2 (2).

Impact of a no insurance ticket for driving with no insurance in Ontario :

Offence:

(3) Every owner or lessee of a motor vehicle who,
(a) contravenes subsection (1) of this section or subsection 13 (2); or
Note: On a day to be named by proclamation of the Lieutenant Governor, clause (a) is amended by the Statutes of Ontario, 2002, chapter 22, section 33 by striking out "subsection 13 (2)" and substituting "subsection 13 (11)". See: 2002, c. 22, ss. 33, 36 (2).
(b) surrenders an insurance card for inspection to a police officer, when requested to do so, purporting to show that the motor vehicle is insured under a contract of automobile insurance when the motor vehicle is not so insured, is guilty of an offence and is liable on a first conviction to a fine of not less than $5,000 and not more than $25,000 and on a subsequent conviction to a fine of not less than $10,000 and not more than $50,000 and, in addition, his or her driver′s licence may be suspended for a period of not more than one year. R.S.O. 1990, c. C.25, s. 2 (3); 1996, c. 21, s. 50 (4).

Got a ticket for driving with no insurance in Ontario?

Effect of a no insurance ticket for driving with no insurance in Ontario :

Whether you had Insurance or no insurance before you received your ticket for driving with no insurance in Ontario, we can always assist you with this charge. If we cannot entirely defend the charge of driving in Ontario with no insurance (resulting in your ticket)), we can almost always have your fines reduced substantially most times saving you thousands of dollars.

Got a ticket for driving with no insurance in Ontario?

Help with your no insurance ticket for driving with no insurance in Ontario:

To learn how we can help you with your no insurance ticket for driving with no insurance in Ontario, call us today.

Got a ticket for driving with no insurance in Ontario?

Concerned because you were speeding, doing careless or stunt driving in Ontario? We can help.



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