SERVICES OVERVIEW
Ottawa Traffic Ticket
Why do people pay their Ottawa traffic ticket?
Most drivers assume they have no choice but to pay their Ottawa traffic ticket and accept demerit points on their driver’s record. People who incur speeding tickets driving down the 417, careless driving tickets on Rigaud Street, or stop sign infractions downtown believe that paying their fine is the only course of action. Whether accused of stunt driving across the Macdonald Cartier Bridge, or driving in the suburbs without insurance, drivers choose to pay their Ottawa traffic ticket and plead guilty because it has been ingrained in them not to question law enforcement. Not to mention, drivers will receive demerit points their driver’s record.
In reality, people should not pay their Ottawa traffic ticket without carefully considering the outcome. Paying an Ottawa traffic ticket can lead to a variety of shocking unforeseen consequences that at worst can ruin a driver's financial stability and impact their overall quality of life. Not to mention that a person can also receive several demerit points on their driver’s record. No one should let one unwarranted Ottawa traffic ticket, or one small mistake determine their future. Who wants demerit points?
Why shouldn't people pay their Ottawa traffic ticket?
Most people believe that by paying their Ottawa traffic ticket they are effectively ridding themselves of an unpleasant situation. They fail to realize that one paid Ottawa traffic ticket can lead to a myriad of negative consequences, including significantly raised insurance rates. Paying a traffic ticket is considered an admission of guilt, which can follow people around for years to come.
Insurance:
Unbeknownst to most, Ottawa traffic tickets are classified into three categories: Minor, major, and serious convictions, all of which greatly effect drivers' insurance rates. While speeding and stop sign infractions are considered relatively minor offenses by insurance companies, careless driving and stunt driving convictions are deemed serious. One major infraction can cause insurance rates to skyrocket and a premium of $1,000 a year can easily increase to $10,000 because of one mistake. A small insurance rate increase can significantly impact a low income family's ability to keep their cars and a large rate increase can seriously hinder anyone's ability to drive and carry on with their daily lives. One Ottawa traffic ticket can increase yearly insurance rates to more than that of a small car.
Demerit Points:
In Ontario, drivers who exceed 15 demerit points lose their licences. Drivers who have accumulated 9 demerit points will be summoned by the Ministry of Transportation to defend their right to drive. Just one Ottawa traffic ticket can eliminate a large portion of demerit points; a seatbelt offense may only warrant the accumulation of 2 demerit points but careless driving and stunt driving tickets carry 6 demerit points. A series of Ottawa traffic tickets and mistakes can severely impact drivers' ability to go to work, live, and care for themselves and their children. A suspended licence can also radically impact peoples' insurance rates; insurance companies know when drivers lose their licences and raise insurance rates accordingly.
Paying one Ottawa traffic ticket is a submission of guilt and starts a snowball effect of hidden costs and penalties. To avoid costly insurance increases and demerit point losses, all drivers should consider fighting their Ottawa traffic ticket with the help of Traffic Ticket Advisory Services (TTAS).
